The Bajaj EMI Card has revolutionized the way people shop, offering the convenience of easy financing without complicated procedures. Whether you’re purchasing essentials or indulging in luxuries, the Bajaj Finserv Insta EMI Card allows you to shop both online and offline conveniently. It enables customers to convert their purchases into affordable No Cost EMIs (Equated Monthly Installments).
With the festive season and events like the Flipkart upcoming sale just around the corner, understanding how to use Bajaj EMI Card can help you save significantly on your purchases while making big-ticket items easy on the pocket.
Here’s a detailed guide on how to use Bajaj EMI Card for shopping, alongside its benefits, and how to apply for it.
What is the Bajaj Finserv Insta EMI card?
The Bajaj Finserv Insta EMI Card is a digital payment solution designed to simplify shopping by converting your purchases into easy-to-pay No Cost EMIs. It comes with a pre-approved limit of up to ₹2 lakh, allowing users to buy items from a wide array of categories. You can shop online on leading e-commerce sites like Flipkart and offline in over 1.5 lakh partner stores across India.
Whether you are buying home appliances, electronics, gym equipment, furniture, or fashion items, the Bajaj EMI Card ensures your shopping experience is seamless and hassle-free.
How to use Bajaj EMI card for shopping online
Shopping online with the Bajaj Finserv Insta EMI Card is simple, especially during sales like the Flipkart upcoming sale, where incredible deals await. Here’s a step-by-step guide:
- Browse partner websites: Visit Bajaj Finserv’s partner e-commerce platforms, such as Flipkart.
- Add items to your cart: Select the products you want to purchase and add them to your cart.
- Choose payment method: At the checkout page, select ‘No Cost EMI’ as your payment option.
- Select Bajaj EMI Card: Enter your Insta EMI Card details or choose Bajaj Finserv as your financing option.
- Choose repayment tenure: Select the EMI tenure that suits your budget. Options typically range from 3 months to 24 months.
- Complete the purchase: Proceed with the checkout process. Remember, you don’t need credit cards or upfront payments when using the Insta EMI Card.
How to use Bajaj EMI card for offline shopping
Shopping offline at Bajaj Finserv partner stores is equally effortless. To make your purchase using the Insta EMI Card, follow these steps:
- Visit partner stores: Identify a partner outlet using the Bajaj Finserv Store Locator on their website. Over 1.5 lakh partner outlets are available across India.
- Select your product: Pick the item(s) you want to buy from categories like electronics, furniture, and fitness equipment.
- Inform the store representative: Notify the store personnel that you wish to pay using your Bajaj EMI Card.
- Choose EMI tenure: Decide on the No Cost EMI plan that suits your budget.
- Authenticate your purchase: Use the OTP sent to your registered mobile number to confirm the transaction.
- Take home your product: Your purchase is completed without hand-to-hand cash transactions, and you can enjoy your product right away.
Benefits of the Bajaj Finserv Insta EMI card
Using the Bajaj EMI Card provides several advantages, enhancing your shopping experience online and offline. Here’s why it stands out:
1. No cost EMIs
The card enables you to convert your purchases into No Cost EMIs, meaning you pay only the product price without any additional interest.
2. High pre-approved limit
Bajaj Finserv Insta EMI Card gives you access to a pre-approved limit of up to ₹2 lakh, making your high-value purchases convenient.
3. Wide acceptance
It is accepted across 1.5 lakh+ partner stores and leading online platforms like Flipkart, ensuring you can use it virtually anywhere.
4. Flexible tenure
Choose your repayment tenure as per your preference—from 3 to 24 months, allowing you to adjust the EMI according to your budget.
5. Minimal documentation
The card eliminates the need for tedious paperwork during purchases, making transactions smooth and hassle-free.
6. Exclusive offers
Bajaj EMI Card holders enjoy access to exclusive deals, discounts, and No Cost EMI offers during Flipkart upcoming sales and festive seasons.
7. Easy online use
Convenient online transactions save time and effort, and the entire process is secure.
How to apply for Bajaj Finserv Insta EMI card
Acquiring the Bajaj Finserv Insta EMI Card is a straightforward process. It can be done online within minutes. Follow the steps below:
Eligibility criteria
- You must be between 21 and 60 years old.
- A good credit score is essential.
- You should have a stable income.
Steps to apply
- Visit the Bajaj Finserv website: Go to Bajaj Finserv Insta EMI Card.
- Check your eligibility: Fill in the necessary details to check if you qualify for the Insta EMI Card.
- Submit KYC documents: Upload your KYC documents such as Aadhaar card, PAN card, and proof of income.
- Pay the joining fee: Pay the nominal joining fee online to activate your card.
- Enjoy shopping: Once approved, start using your Insta EMI Card both online and offline instantly.
Alternatively, you can apply for the card offline at any Bajaj Finserv partner store.
Why choose Bajaj Finserv Insta EMI card?
With seamless financing options, exclusive offers during Flipkart upcoming sale, and simple online and offline usage, the Bajaj Finserv Insta EMI Card empowers shoppers to buy what they need without worrying about immediate payments. Whether it’s a new smartphone, home appliance, or festive gifting, this card ensures that you can convert your expenses into manageable EMIs.
Apply today and experience the unbeatable convenience of shopping with the Bajaj Finserv Insta EMI Card! Visit Bajaj Finserv Insta EMI Card for all the details. Let your shopping be stress-free while managing your finances smartly!